![]() Need an appraisal for an FHA-backed mortgage? Call Epic AppraisersThe FHA keeps a roster of approved appraisers for each state - Epic Appraisers is on the roster of approved appraisers for NJ. If you have an FHA-insured mortgage, be sure to contact Epic Appraisers, as we are approved and certified to perform FHA appraisals. We're trained and understand the rules and procedures in FHA's guidance and policy documents. Be sure to contact Epic Appraisers if you need an appraisal done for an FHA-secured loan. If your home loan is FHA approved, that means that the loan has been guaranteed by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). The lender provides all the finances; the FHA simply backs the transaction by providing mortgage insurance in case the borrower does not pay off his or her loan. Applicable to all purchasers, FHA loan programs are formed to aid credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA offers are acutely helpful to purchasers with less starting income. |